A Loan Agreement defines the terms and conditions under which a lender advances funds to a borrower. This Loan Agreement for a Secured Loan without Guaranty - Fixed for use in Australia provides options as to whether interest is payable or not, and whether the loan is repayable by installments. If the loan is to carry interest then the interest rate should be inserted. If the loan is to be repaid on a fixed date or on the happening of an event then that date or event should be inserted. The document includes terms for the Lender to hold a collateral security over property or other assets owned by the borrower in the event of default.

This form has been designed for use in Australia.